Terms of Use

Effective date: January 1, 2026

By using this website, you agree to the following terms. If you do not agree, please do not use this site.

Not a Lender

EquipmentRefi is a financing resource operated by Contractors Choice Agency. We are not a bank, a direct lender, or a broker licensed to originate loans in every state. We connect business owners with third-party equipment financing partners. Any loan, lease, or financing agreement is between you and the financing partner you choose to work with, subject to that partner's own terms, underwriting, and approval.

No Guarantee of Financing

Submitting a request through this site does not guarantee that you will be matched with financing options or approved for financing. Approval, terms, and rates are determined solely by the financing partner.

Use of This Site

Content on this site is provided for general informational purposes and does not constitute financial, legal, or tax advice. You should consult qualified professionals before making financing decisions for your business.

Limitation of Liability

EquipmentRefi and Contractors Choice Agency are not liable for the terms, conduct, or performance of any third-party financing partner you engage with.

Changes to These Terms

We may update these terms from time to time. Continued use of the site constitutes acceptance of any changes.

Contact

Questions about these terms can be directed to josh@contractorschoiceagency.com or 844-967-5247.