Financing OptionsWorking Capital Against Equipment
Working Capital Against Equipment
Borrow against equipment equity without selling
Overview
How Working Capital Works
Use the equity in your owned equipment as collateral for a working capital loan or line of credit — access funds for payroll, materials, or expansion while retaining full ownership and use of your equipment.
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Key Benefits
Equipment stays in your possession and in use
Funds usable for any business purpose — payroll, materials, expansion
Lines of credit and term loan options available
Competitive rates for well-maintained, titled equipment
Streamlined paperwork versus unsecured financing
Who This Is For
Contractors covering payroll or materials between draws
Seasonal businesses smoothing out cash flow gaps
Owners expanding without giving up equity in the business
Working Capital — Frequently Asked Questions
It's related but different — instead of financing a new purchase, you're borrowing against the equity in equipment you already own, similar to a home equity loan but for business equipment.
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