Overview
How Equipment Refinance Works
Refinance owned equipment — excavators, trucks, trailers, machinery — to free up working capital, lower your monthly payment, or consolidate existing equipment debt into a single, more manageable payment.
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Key Benefits
Convert equity in owned equipment into working capital
Lower monthly payments by extending or restructuring terms
Consolidate multiple equipment loans into one payment
Keep using the equipment throughout the process
Funding often available in days, not weeks
Who This Is For
Contractors with equipment paid off or nearly paid off
Business owners who need cash without selling assets
Companies consolidating multiple equipment loans
Equipment Refinance — Frequently Asked Questions
No. Refinancing uses your equipment as collateral for new loan terms — you keep using the equipment throughout and after the process.
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