Financing options in as little as 24-48 hours
Unlock the Equity Sitting in Your Equipment
EquipmentRefi connects contractors and small business owners with equipment refinance, sale-leaseback, and working capital options — so the machinery you already own can put cash back into your business.
No obligation. No hard credit pull to get started.
Financing Options
Built Around the Equipment You Already Own
Whether you need cash now or a lower monthly payment, there's a financing structure suited to your equipment and your goals.
Equipment Refinance
Unlock cash from equipment you already own
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Sale-Leaseback Financing
Sell your equipment, keep working with it
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Working Capital Against Equipment
Borrow against equipment equity without selling
Learn moreBad Credit Equipment Financing
Financing options for less-than-perfect credit
Learn moreStartup Equipment Financing
Get the equipment your new business needs
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Construction Equipment Loans
Financing for excavators, loaders, and heavy machinery
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Why EquipmentRefi
A Straightforward Path to Equipment Capital
Traditional bank financing can be slow, rigid, and hard to qualify for. EquipmentRefi works with a network of equipment finance partners who understand contractors and small business owners — so you get options built around your equipment, your cash flow, and your timeline.
How It Works
Three Steps to Financing Options
Tell Us About Your Equipment
Share basic details about the equipment you own or want to purchase, and what you're trying to accomplish financially.
Get Matched With Options
We connect you with financing partners suited to your equipment, industry, and credit profile — with no obligation to proceed.
Choose & Get Funded
Compare the options presented, choose the structure that fits, and move toward funding — often within days.
Industries We Serve
Financing Options for the Equipment You Run
24-48 hrs
Typical time to see options
$0
Cost to request options
Nationwide
Lender network coverage
No Obligation
To move forward
FAQ
Common Questions
Ready to see your financing options?
No obligation. No hard credit pull to get started. Answers in minutes.