About EquipmentRefi
A financing resource built for contractors and small business owners who need capital, not more paperwork.
Our Mission
Making Equipment Equity Work for Your Business
Most business owners have more capital available than they realize — it's sitting in the equipment they already own. EquipmentRefi was built to make that capital accessible without the runaround of traditional bank financing.
We're a financing resource operated by Contractors Choice Agency, connecting business owners with a network of equipment finance partners experienced in construction, trucking, agriculture, and other equipment-heavy industries. We don't lend directly — we help you find the right partner and the right structure for your situation, at no cost and with no obligation.
What Sets Us Apart
No Obligation
Requesting options never commits you to anything.
Fast Turnaround
Many options presented within 24-48 hours.
Broad Network
Financing partners across equipment types and credit profiles.
Straight Talk
We explain the structure and terms in plain language.
How We're Different From a Bank
EquipmentRefi is not a bank and not a direct lender. We're a financing resource — we package your equipment and business details, match you against a network of financing partners, and present the options that fit. You choose whether to move forward, and with whom.
Get My Financing OptionsReady to see your financing options?
No obligation. No hard credit pull to get started. Answers in minutes.