EquipmentRefi
Financing OptionsBad Credit Equipment Financing

Bad Credit Equipment Financing

Financing options for less-than-perfect credit

Overview

How Bad Credit Financing Works

Credit challenges don't have to stop your business from financing or refinancing equipment. We connect business owners with lenders who weigh time in business, equipment value, and cash flow alongside credit history.

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Bad Credit Equipment Financing

Key Benefits

Options for credit scores that don't qualify for bank financing
Equipment value and cash flow considered alongside credit
Flexible terms structured around your business's realities
No obligation to see what you qualify for
Fast pre-qualification with no hard credit pull

Who This Is For

Business owners turned down by traditional banks
Newer businesses without long credit histories
Owners rebuilding credit after a difficult year

Bad Credit Financing — Frequently Asked Questions

There's no universal minimum — because financing is secured by equipment, many partners weigh equipment value and cash flow alongside credit score rather than requiring a specific threshold.

Ready to see your financing options?

No obligation. No hard credit pull to get started. Answers in minutes.